What is Health Insurance?
Health Insurance is a policy that helps cover the cost of medical treatment, hospitalisation, consultations, diagnostic tests, medications, and other healthcare services.
In exchange for a premium, the insurer pays eligible medical expenses according to the terms and benefits of the policy. Health Insurance helps individuals and families manage healthcare costs while ensuring access to quality medical care across the UAE and internationally, depending on the plan selected.
Is Health Insurance Mandatory in the UAE?
Yes. Health Insurance is mandatory in several Emirates across the UAE, including Dubai and Abu Dhabi.
Employers are generally responsible for providing health insurance coverage for their employees, while residents may need valid health insurance to meet visa and residency requirements. Having adequate Health Insurance not only helps ensure compliance with local regulations but also provides access to essential healthcare services when needed.
What's Covered Under This Insurance
Financial Protection
Emergency Medical Coverage
Peace of Mind
Better Health Management
Flexible Coverage Options
1. Basic Health Insurance:
Basic Health Insurance plans are designed to meet essential healthcare requirements and provide affordable medical coverage. These plans typically include access to a network of hospitals and clinics, inpatient treatment, emergency medical care, consultations, diagnostic tests, and prescribed medications within policy limits.
2. Enhanced Health Insurance:
Enhanced Health Insurance plans offer broader coverage, higher annual limits, wider healthcare networks, and additional benefits beyond essential medical coverage. These plans may include international coverage, maternity benefits, dental and optical care, wellness services, and access to premium healthcare providers.
Get a Health Insurance Quote Today
Protect yourself and your loved ones with Health Insurance designed around your healthcare needs. Speak with our advisors today to compare plans and find the right coverage for individuals, families, and residents across the UAE.
Yes. Many insurers offer family plans that cover spouses and children under a single policy.
Coverage varies by insurer and policy terms. Some plans may apply waiting periods or specific conditions.
This depends on your plan’s healthcare network and coverage level.
Enhanced and premium health insurance plans often include international or worldwide medical coverage.
Medical Insurance UAE — Healthcare Cover You Can Rely On
Protect yourself, your family or your employees with medical insurance solutions designed around healthcare needs in the UAE. ASIB helps you compare suitable plans, networks and benefits from established health insurers.
- Individual and Family Medical Insurance solutions
- Inpatient and outpatient healthcare benefits
- Access to local and international medical provider networks
- Maternity, dental and optical benefits subject to plan selection
- Flexible cover options for different needs and budgets
- Expert support with policy selection, renewals and claims
