Home Insurance in UAE

Home Insurance is a policy designed to protect your home and personal belongings against loss or damage caused by insured events. Depending on the type of coverage selected, Home Insurance can protect the building structure, household contents, or both.
In addition to property protection, many home insurance policies also include personal liability coverage, helping protect you if a third party suffers injury or property damage related to your home.

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Is Home Insurance Mandatory in the UAE?

No, Home Insurance is not legally mandatory in the UAE.

However, it is highly recommended for both homeowners and tenants. If you have a mortgage, your bank or financial institution may require building insurance as part of the financing agreement. Even when not required, Home Insurance provides valuable financial protection against unexpected events that could result in costly repairs, replacements, or liability claims.

What's Covered Under This Insurance

Financial Protection Against Unexpected Losses

Home Insurance helps cover the cost of repairing or rebuilding your property following an insured event, reducing financial strain.

Protection for Valuable Belongings

Furniture, electronics, appliances, jewellery, and personal possessions can be expensive to replace. Home Insurance helps protect these valuable assets.

Peace of Mind

Knowing your home and belongings are protected allows you to focus on enjoying your home without worrying about unexpected financial losses.

Personal Liability Coverage

Many policies include protection against legal liability if someone is injured or their property is damaged in connection with your home.

Protection Against Common Risks

Coverage may include fire, theft, water damage, storms, accidental damage, and other insured events.

Building Insurance

Building Insurance protects the physical structure of your property, including walls, roofs, floors, permanent fixtures, and fitted installations. It covers damage caused by insured risks such as fire, storms, water leaks, and accidental events.

Home Contents Insurance

Contents Insurance protects your personal belongings inside the home, including furniture, electronics, appliances, clothing, and valuables. It helps cover the cost of repairing or replacing items that are damaged, stolen, or lost due to covered events.

Comprehensive Home Insurance

Many homeowners choose a comprehensive plan that combines both Building and Contents Insurance into a single policy, providing broader protection for both the property and its contents.

Competitive & Transparent Pricing

Get the best value for your money with our competitive premiums, backed by comprehensive coverage and no hidden costs.

Quick Claims Support

Our dedicated claims advisory team ensures a hassle-free pro- cess from filing to settlement, putting your peace of mind first.

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Get a Home Insurance UAE Quote Today

Protect your property, belongings, and financial wellbeing with Home Insurance tailored to your needs. Speak with our advisors today to compare coverage options and find the right protection for your home in the UAE.

Can tenants purchase Home Insurance?

Yes. Tenants can purchase Contents Insurance to protect their personal belongings, even if they do not own the property.

Does Home Insurance cover jewellery and valuables?

Many policies provide coverage for valuables, although limits and conditions may apply. Additional coverage may be available for high-value items.

Is accidental damage included?

Accidental damage coverage may be available depending on the insurer and policy selected.

Can I insure a rented property?

Yes. Landlords can arrange Building Insurance and other relevant property coverage for rented homes.

Pet Insurance

Life Insurance

Car Insurance

Health Insurance

Travel Insurance

Home Insurance UAE — Protect What Makes Your House a Home

Protect your home, belongings and personal possessions against unexpected loss or damage with home insurance tailored for UAE residents. ASIB offers solutions for homeowners, landlords and tenants.

Building cover for eligible structural damage
Contents protection for furniture and household belongings
Cover against fire, water damage and selected accidental events
Personal belongings cover with optional extensions
Personal liability protection for eligible incidents
Solutions tailored for homeowners, landlords and tenants