Freight forwarding liability insurance
Lorem ipsum dolor sit amet consectetur adipiscing elit dolor
Click Here
Freight forwarding liability insurance
Lorem ipsum dolor sit amet consectetur adipiscing elit dolor
Click Here

Group Medical Insurance

Group Medical Insurance provides healthcare coverage for employees under a company-sponsored health insurance plan. It is one of the most important employee benefits offered by businesses in the UAE and is mandatory for employers in certain Emirates such as Dubai and Abu Dhabi.

This insurance helps companies provide access to quality medical care for their workforce while ensuring compliance with local health insurance regulations. Group Medical Insurance plans can be tailored based on company size, workforce needs, and healthcare network preferences.

Why Clients Need This Insurance:

Providing medical insurance for employees is not only a legal requirement in many parts of the UAE but also an essential part of attracting and retaining talent. Healthcare costs can be significant, and employees rely on employer-sponsored coverage to access hospitals, clinics, and medical specialists. Group Medical Insurance helps businesses protect their employees’ wellbeing while managing healthcare costs through structured insurance plans. It also strengthens employee satisfaction, productivity, and overall workforce stability.

Protection and Indemnity Insurance

Outpatient Benefits

Includes doctor consultations (GP and specialists), diagnostic tests such as lab work and imaging, and prescribed medications within policy limits.

Flexible Plan Options

Offers a range of plans including Essential Benefits Plans (EBP), enhanced coverage tiers, and customizable options based on workforce structure and budget.

Dental, Optical & Wellness

Enhanced plans may include dental and optical treatments, along with wellness programs and preventive care benefits to support employee health.

Maternity Coverage

Provides prenatal and postnatal care, along with cover for normal delivery and caesarean section (within specified limits). Newborns are covered for an initial period after birth.

SME & International Coverage Options

Higher-tier plans can include global healthcare access, wider provider networks, and reduced sub-limits, ideal for SMEs and companies with international exposure.

Essential Benefits (Mandatory Coverage)

Covers the UAE’s mandatory health insurance requirements, including inpatient care, emergency treatment, and an annual limit aligned with DHA guidelines. Also includes coverage for pre-existing and chronic conditions subject to policy terms.

Need insurance & services consultation?